Featured interest rates
| Term | Rate (Interest at maturity) |
|---|---|
| 3 months | 0.40% p.a. |
| 6 months | 0.45% p.a. |
| 9 months | 0.50% p.a. |
| 1 year | 0.50% p.a. |
^For deposits over $1 million, or where interest payments are more frequent, rates may differ, Call 13 62 00 to find out more.
Macquarie Bank 1 Year Term Deposit - Deposits Q: I am a long time business customer with a recurring $20K term deposit maturing 19 December. Do you have a loyalty bonus interest rate to add to the 2.45% or is there any way of increasing that rate for a further 12 months. The term deposit rate is the agreed interest rate for your term deposit. It remains fixed for the term of the deposit. For example, if you deposit $5,000 for 12 months at a 2.5 per cent term deposit rate, that 2.5 per cent term deposit rate will be fixed for the entire 12 months and won’t change until the term matures. All deposits to a Macquarie Term Deposit account are made via direct debit from a nominated bank account. The direct debit and nominated bank account are established during the account opening process. Additional deposits. Our Term Deposits feature a range of options for interest pay out, guaranteed returns, low maintenance and protection from market changes. Standard Term Deposits Term deposits are a great way to help build your savings for the future. Bcu offers competitive returns on investments from 1 month to 3 years on deposits.
Macquarie Bank Term Deposit Rates Australia
These rates apply to Macquarie Personal Banking clients only. If you are a Macquarie Business Banking client please contact your relationship manager for applicable term deposit rates.
All interest rates
| Term | Interest paid at maturity | Interest paid monthly | Interest paid quarterly | Interest paid annually |
|---|---|---|---|---|
| 1 month | 0.05% p.a. | 0.05% p.a. | ||
| 2 months | 0.05% p.a. | 0.05% p.a. | ||
| 3 months | 0.40% p.a. | 0.40% p.a. | 0.40% p.a. | |
| 4 months | 0.40% p.a. | 0.40% p.a. | ||
| 6 months | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. | |
| 9 months | 0.50% p.a. | 0.50% p.a. | 0.50% p.a. | |
| 1 year | 0.50% p.a. | 0.50% p.a. | 0.50% p.a. | |
| 2 years | 0.50% p.a. | 0.50% p.a. | 0.50% p.a. | |
| 3 years | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. | |
| 4 years | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. | |
| 5 years | 0.45% p.a. | 0.45% p.a. | 0.45% p.a. |
^For deposits over $1 million, or where interest payments are more frequent, rates may differ, Call 13 62 00 to find out more.
These rates apply to Macquarie Personal Banking clients only. If you are a Macquarie Business Banking client please contact your relationship manager for applicable term deposit rates.
Offer documents
| Document | Link |
|---|---|
| Term deposit product information statement | Download PDF |
| Term deposit further information booklet | Download PDF |
| Term deposit application guide | Download PDF |
Macquarie Bank Limited
Our Term Deposits feature a range of options for interest pay out, guaranteed returns, low maintenance and protection from market changes.
Standard Term Deposits
Term deposits are a great way to help build your savings for the future. bcu offers competitive returns on investments from 1 month to 3 years on deposits as little as $1,000.
Regular Income Term Deposits
Make your savings work for you while receiving regular interest payments. Our Regular Income Term Deposits let you choose your term and an interest payment frequency.
Term Deposits for over 55s
Feel secure & carefree and watch your funds grow when you lock in a great rate with your bcu Term Deposit. Members aged 55+ have the advantage of these special rates.
Farm Management Deposit
If you are a primary producer, bcu's Farm Management Deposit products help you secure your reserves in cash flow positive years to help meet the demands of the slower ones.