The Super Savings Account provides you a complete banking convenience and financial package to access your money with the ease. IDBI Bank offers you a range of savings account for optimal management of your money. With Account, you not only save your money but also make it grow.
Account Advantage
Savings Bank interest will be calculated on the daily balances maintained in your account. Savings Bank interest will be paid at quarterly intervals. RFC Savings (for Returning NRIs) Interest Rate. This is to inform you that our RFC Savings Account Interest Rates effective July 1, 2017 are as below. Canara Bank’s savings account allows customers to save on a regular basis and earn interest of 3.5% to 4% p.a. On the funds deposited. If customers maintain a minimum balance of Rs. 25,000 the bank waves of charges for purchase of 2 DDs of amounts up to Rs. Allahabad bank offers a multitude of savings accounts to cater the banking needs of all and sundry. With a range of accounts from a regular savings account to premium accounts, the bank has all in its kitty. Let us look at the various types of accounts available with the bank and the features of each savings bank account. Kotak 811 Savings Account Review (Fastest Online Account Opening) Kotak 811 Digital Bank is one. The NRE Savings Account gives you the opportunity to deposit your UK income in India and the flexibility to repatriate the entire deposit and interest earned Whether you are a student, a professional, a salaried employee or an entrepreneur, our NRE Savings Account offers ease of use with the below benefits.
- Faster transfer of funds
- Online options to pay your bills or tax
- Good options to grow money at attractive interest rates Instant Banking
- International Debit Card
- Demand drafts and Pay order
- Easy Payments
- Bank on the Move
- Profit from your Account
- Value Added Services
- Travel and Gift Solutions
India Bank Savings Account Interest Rate
Account Features and Benefits- MAB – Rs. 5000 (Metro & Urban), Rs. 2500 (Semi Urban), Rs. 500 (Rural)
- International Debit cum ATM Card
- Free five ATM transactions at other Bank ATMs at Non Metro Locations
- Pass-book facility
How to Apply
Applying for a 
Super Savings Account is absolutely simple. Just call Phone Banking numbers or visit your Nearest Branch. Our representative will contact you at the earliest. A Savings Account is very beneficial with multiple advantages as detailed below:
(1) Earns Interest on your Savings
This is the first and foremost benefit of opening a savings account. It starts earning interest on your money as soon as it is deposited. The interest rate is decided solely by the bank and changes from time to time. Regular interest depends upon the balance of the savings account.
Interest rate in savings account ranges from 3.5% to 7%.
(2) Provides Security of Funds
There is no risk involved in your savings account. It is considered as one of the safest investment alternatives. It even offers you the opportunity to put your money into another investment whenever the time comes.
(3) No Lock-in Period
There is no lock-in period under savings account which means that you can withdraw your deposits anytime you need. There is no need to keep your money in this account for any specific period. You have full flexibility in withdrawal of amount from it.
(4) Offers Liquidity
You can withdraw the amount anytime 24X7 with the use of ATM card or debit card from your account during any emergency even when the bank is closed. In fact, being able to access your money when you need it, is one of the biggest benefit of having a savings account.
(5) Availability of Variety of Savings Account
Many banks offer comprehensive range of savings accounts from regular to premium suiting to your personal banking needs. There are different types of savings accounts offered by various banks that differ based on the interest rates and duration of time commitments. You can choose any of them which suits your financial objectives and requirements.
(6) Services of Customer Relation Manager
Now-a-days many of the banks engage a Customer Relation Manager (CRM) who will help not only solve your queries but also assist you in tax saving, investment, mutual fund schemes, insurance, bank procedures, etc. You need to just call your CRM and he/ she will assist you solve your problem.
(7) Online Banking Facilities
If you maintain a savings account, you can make many transactions online also such as payment of bills, fund transfers using RTGS/ NEFT or IMPS, etc. This will save your time and efforts.
(8) Provides ATM/ Debit Card
You will be offered a debit or ATM card with a nominal charge or without any charges, as offered by your bank. With the help of this card, you can withdraw the funds, make transactions in shops, make payments of bills, etc.
(9) Helps you Get Credit or Loan
The relation you maintain with the bank will help you in getting credits from the bank such as home loan, personal loan. You will also be in a position to negotiate with the banker on the interest rates.
(10) No Cap on Deposits
Highest Interest Rates In India
There is no limit on the amount deposited and number of times it is deposited.
(11) Facility to link Loan EMIs, Mutual Fund SIPs or RD deductions
You get a facility to link your monthly loan EMIs, Mutual Fund SIPs or RD deductions through the savings bank account.
(12) Free Mobile App
Most of the banks provide their mobile app for free. Through this app, you can get to know your account balance, check your statement, make transactions, easy transfer of money, etc.